The figures were released as federal lawmakers in Congress debated a new tax credit to jump-start the housing market, after the failure of last summer's $7,500 credit for first-time buyers. The Senate has proposed raising the credit to $15,000 and opening it to all homebuyers, while the House of Representatives has proposed removing a repayment provision to make it more attractive.
The two versions will be reconciled as part of the planned $800 billion stimulus package.
The credit is the latest in a series of moves taken by government officials to aid the ailing housing market. Federal officials have also bought up mortgage-backed securities in a bid to drive down interest rates, which currently stand at about 5.28 percent for a 30-year fixed-rate mortgage.
本报讯 今年元月份纳什维尔地区房屋成交量少于１，０００栋，创下１９９３年以来的新低。中间价位位于１６５，０００，比去年同期下降８％；不过，Condo 的中间价位，却上涨了４％。和纳什维尔地区相比，西田纳斯州和东田纳西州的统计数据似乎更差。
大纳城地区地产经纪人协会认为，目前联邦政府所给予第一次购房者的＄７，５００的补助，以及超低利率，似乎并没有对房市有多大的救助。
国会现在正在就补助的数额和对象进行辩论，新的提案将对联邦的补贴从当前的＄７，５００上升到＄１５，０００，补贴对象包括所有购屋者。这一项计划将是整个奥巴马经济刺激法案中的一部分。不少国会议员认为，补贴必须到位，让陷于经济衰退里的老百姓得到可观的实惠。预计，这一项提案将会在１－２周内见分晓。
房市不佳，但是贷款公司的生意不错，目前联邦利率已经在５％上下，不少信用不错的华人最近拿到４．５％左右的重新贷款利率。在田纳西州和附近等州有着不错生意的
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